{"id":3785,"date":"2013-08-17T01:21:15","date_gmt":"2013-08-17T01:21:15","guid":{"rendered":"https:\/\/www.volawyers.com\/hypoteky-ve-spanelsku-co-se-stane-kdyz-nebudu-moci-celit-mesicnim-splatkam\/"},"modified":"2023-10-16T17:01:09","modified_gmt":"2023-10-16T17:01:09","slug":"hypoteky-ve-spanelsku-co-se-stane-kdyz-nebudu-moci-celit-mesicnim-splatkam","status":"publish","type":"page","link":"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/hypoteky\/hypoteky-ve-spanelsku-co-se-stane-kdyz-nebudu-moci-celit-mesicnim-splatkam\/","title":{"rendered":"Hypot\u00e9ky ve \u0160pan\u011blsku. Co se stane, kdy\u017e nebudu moci \u010delit m\u011bs\u00ed\u010dn\u00edm spl\u00e1tk\u00e1m?"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-custom-z-index\" style=\"--awb-background-position:left top;--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-z-index:189;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-padding-top-medium:72px;--awb-padding-bottom-medium:60px;--awb-padding-bottom-small:0px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:calc( 1300px + 0px );margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-column-no-min-height fusion-no-small-visibility fusion-no-medium-visibility\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:0px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color5);border-color:var(--awb-color5);border-top-width:5px;\"><\/div><\/div><nav class=\"awb-menu awb-menu_row awb-menu_em-hover mobile-mode-collapse-to-button awb-menu_icons-left awb-menu_dc-no mobile-trigger-fullwidth-off awb-menu_mobile-toggle awb-menu_indent-left mobile-size-full-absolute loading mega-menu-loading awb-menu_desktop awb-menu_dropdown awb-menu_expand-right awb-menu_transition-fade dlc-menu-tips\" style=\"--awb-text-transform:uppercase;--awb-justify-content:space-between;--awb-items-padding-right:16px;--awb-items-padding-left:16px;--awb-active-color:var(--awb-color5);--awb-active-bg:var(--awb-color2);--awb-submenu-bg:var(--awb-color2);--awb-icons-hover-color:var(--awb-color5);--awb-main-justify-content:flex-start;--awb-mobile-justify:flex-start;--awb-mobile-caret-left:auto;--awb-mobile-caret-right:0;--awb-fusion-font-family-typography:inherit;--awb-fusion-font-style-typography:normal;--awb-fusion-font-weight-typography:400;--awb-fusion-font-family-submenu-typography:inherit;--awb-fusion-font-style-submenu-typography:normal;--awb-fusion-font-weight-submenu-typography:400;--awb-fusion-font-family-mobile-typography:inherit;--awb-fusion-font-style-mobile-typography:normal;--awb-fusion-font-weight-mobile-typography:400;\" aria-label=\"Legal Tips CS\" data-breakpoint=\"1024\" data-count=\"0\" data-transition-type=\"fade\" data-transition-time=\"300\" data-expand=\"right\"><button type=\"button\" class=\"awb-menu__m-toggle awb-menu__m-toggle_no-text\" aria-expanded=\"false\" aria-controls=\"menu-legal-tips-cs\"><span class=\"awb-menu__m-toggle-inner\"><span class=\"collapsed-nav-text\"><span class=\"screen-reader-text\">Toggle Navigation<\/span><\/span><span class=\"awb-menu__m-collapse-icon awb-menu__m-collapse-icon_no-text\"><span class=\"awb-menu__m-collapse-icon-open awb-menu__m-collapse-icon-open_no-text fa-bars fas\"><\/span><span class=\"awb-menu__m-collapse-icon-close awb-menu__m-collapse-icon-close_no-text fa-times fas\"><\/span><\/span><\/span><\/button><ul id=\"menu-legal-tips-cs\" class=\"fusion-menu awb-menu__main-ul awb-menu__main-ul_row\"><li  id=\"menu-item-5599\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5599 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5599\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/koupe-ve-spanelsku\/koupe-nemovitosti-ve-spanelsku-rezervacni-smlouva\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Koup\u011b<\/span><\/a><\/li><li  id=\"menu-item-5150\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5150 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5150\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/prodej-nemovitosti-ve-spanelsku-2\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Prodej<\/span><\/a><\/li><li  id=\"menu-item-5153\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5153 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5153\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/rocni-dane-vyplyvajici-z-vlastnictvi-nemovitosti-ve-spanelsku\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Dan\u011b<\/span><\/a><\/li><li  id=\"menu-item-5154\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5154 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5154\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/provozni-vydaje-ve-spanelsku\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Provozn\u00ed v\u00fddaje<\/span><\/a><\/li><li  id=\"menu-item-5155\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5155 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5155\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/spanelska-zavet\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Z\u00e1v\u011bti<\/span><\/a><\/li><li  id=\"menu-item-5156\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5156 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5156\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/dedictvi-a-dary-ve-spanelsku\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">D\u011bdictv\u00ed<\/span><\/a><\/li><li  id=\"menu-item-5615\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5615 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5615\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/hypoteky\/hypoteky-ve-spanelsku-ziskejte-uver-na-koupi-sve-nemovitosti\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Hypot\u00e9ky<\/span><\/a><\/li><li  id=\"menu-item-5162\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5162 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5162\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/pronajem-nemovitosti-ve-spanelsku\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Pron\u00e1jmy<\/span><\/a><\/li><li  id=\"menu-item-5163\"  class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5163 awb-menu__li awb-menu__main-li awb-menu__main-li_regular\"  data-item-id=\"5163\"><span class=\"awb-menu__main-background-default awb-menu__main-background-default_fade\"><\/span><span class=\"awb-menu__main-background-active awb-menu__main-background-active_fade\"><\/span><a  href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/zdravotni-pece-ve-spanelsku\/\" class=\"awb-menu__main-a awb-menu__main-a_regular\"><span class=\"menu-text\">Zdravotn\u00ed p\u00e9\u010de<\/span><\/a><\/li><\/ul><\/nav><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column green-border rounded-border\" style=\"--awb-padding-top:60px;--awb-padding-right:60px;--awb-padding-bottom:20px;--awb-padding-left:60px;--awb-padding-bottom-medium:16px;--awb-padding-top-small:20px;--awb-padding-bottom-small:20px;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-size:cover;--awb-border-color:var(--awb-color3);--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-title-center fusion-title-text fusion-title-size-one\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep- sep-solid\" style=\"border-color:var(--awb-color3);\"><\/div><\/div><span class=\"awb-title-spacer\"><\/span><h1 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;text-transform:none;\">Hypot\u00e9ky ve \u0160pan\u011blsku. Co se stane, kdy\u017e nebudu moci \u010delit m\u011bs\u00ed\u010dn\u00edm spl\u00e1tk\u00e1m?<\/h1><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep- sep-solid\" style=\"border-color:var(--awb-color3);\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-bottom:50px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-text-transform:none;--awb-margin-bottom:40px;\"><p>Je zcela z\u00e1sadn\u00ed, abyste co nejd\u0159\u00edve po uv\u011bdom\u011bn\u00ed si tohoto probl\u00e9mu kontaktovali sv\u00e9ho advok\u00e1ta a ten se pokusil s bankou vyjednat nov\u00e9 podm\u00ednky \u00fav\u011bru v\u010detn\u011b zv\u00e1\u017een\u00ed mo\u017enosti propadnut\u00ed nemovitosti bance v\u00fdm\u011bnou za splacen\u00ed dluhu.<\/p>\n<p>Zde je d\u016fle\u017eit\u00e9 zd\u016fzaznit, \u017ee p\u016fj\u010dky ve \u0160pan\u011blsku jsou osobn\u00edho charakteru, a \u017ee jako takov\u00e9 nekon\u010d\u00ed propadnut\u00edm nemovitosti bance<br \/>\nv p\u0159\u00edpad\u011b neschopnosti spl\u00e1cet.Toto by bylo mo\u017en\u00e9 pouze v p\u0159\u00edpad\u011b, \u017ee by banka ohodnotila nemovitost na stejnou \u010d\u00e1stku jako je ta dlu\u017en\u00e1, nebo \u017ee by p\u0159i p\u0159\u00edpadn\u00e9 exekuci hypot\u00e9ky aukce pokryla jak dluh, tak i ve\u0161ker\u00e9 procesn\u00ed v\u00fddaje s t\u00edm spojen\u00e9.\u00a0V opa\u010dn\u00e9m p\u0159\u00edpad\u011b bance propadne nemovitost a vy j\u00ed st\u00e1le budete dlu\u017eit pen\u00edze.<\/p>\n<p>Nav\u00edc v p\u0159\u00edpad\u011b nerezident\u016f jsou banky opr\u00e1vn\u011bny vym\u00e1hat dlu\u017en\u00e9 \u010d\u00e1stky\u00a0v zem\u00edch trval\u00e9ho pobytu dlu\u017en\u00edk\u016f. K tomu mohou po\u017e\u00e1dat soudn\u00ed cestou\u00a0o z\u00e1stavu tam nach\u00e1zej\u00edc\u00edho se majetku.\u00a0Je tedy evidentn\u00ed, \u017ee oto\u010den\u00edm se z\u00e1dy k probl\u00e9mu se tento nevy\u0159e\u0161\u00ed. Jde naopak o jist\u00fd zp\u016fsob, jak jej zn\u00e1sobit.<\/p>\n<p>Kdy\u017e banka p\u0159ikro\u010d\u00ed k exekuci \u00fav\u011bru, dluh za\u010dne rychle nar\u016fstat, jeliko\u017e se\u00a0k p\u016fvodn\u00edmu kapit\u00e1lu za\u010dnou p\u0159i\u010d\u00edtat jak b\u011b\u017en\u00e9 \u00faroky, tak i \u00faroky z prodlen\u00ed (mnohem vy\u0161\u0161\u00ed) a procesn\u00ed v\u00fddaje. Samoz\u0159ejm\u011b \u010d\u00edm d\u00e9le trv\u00e1 cel\u00fd tento proces, t\u00edm vy\u0161\u0161\u00ed bude ve fin\u00e1le dluh.<\/p>\n<p>Propadnut\u00ed nemovitosti ve prosp\u011bch banky nen\u00ed pro banku ide\u00e1ln\u00edm \u0159e\u0161en\u00edm, jeliko\u017e s vlastnictv\u00edm je spojena cel\u00e1 \u0159ada v\u00fddaj\u016f a banka tak ztr\u00e1c\u00ed likviditu. Banky se pak sna\u017e\u00ed tohoto aktiva zbavit i p\u0159es souvisej\u00edc\u00ed n\u00e1klady.\u00a0Z tohoto d\u016fvodu je velmi pravd\u011bpodobn\u00e9, \u017ee banka p\u0159ijme p\u0159\u00edpadn\u00e1 jedn\u00e1n\u00ed\u00a0o nov\u00e9m term\u00ednu spl\u00e1tek nebo i odkladu spl\u00e1cen\u00ed kapit\u00e1lu, je\u017e by umo\u017enilo do\u010dasn\u011b\u00a0 sn\u00ed\u017eit v\u00fd\u0161i spl\u00e1tek a p\u0159eklenout slo\u017eit\u00e9 obdob\u00ed.<\/p>\n<p>Pokud by na toto do\u0161lo, jsme p\u0159ipraveni s bankou jednat va\u0161\u00edm jm\u00e9nem, a to jak v p\u0159\u00edpad\u011b snahy o nalezen\u00ed \u0159e\u0161en\u00ed, kter\u00e9 umo\u017en\u00ed \u00fav\u011br spl\u00e1cet, tak i v p\u0159\u00edpad\u011b nab\u00eddnut\u00ed nemovitosti bance ke splacen\u00ed dluhu a podeps\u00e1n\u00ed odpov\u00eddaj\u00edc\u00ed dokumentace s t\u00edm spojen\u00e9.<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #333333;\"><strong>Chcete k\u00a0dan\u00e9mu t\u00e9matu v\u00edce informac\u00ed? Nav\u0161tivte na\u0161i sekci <a href=\"https:\/\/www.volawyers.com\/cs\/caste-otazky\/hypotecni-uvery-ve-spanelsku\/\">\u010dast\u00fdch ot\u00e1zek k hypot\u00e9k\u00e1m.<\/a><\/strong><\/span><\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\" style=\"--awb-text-transform:none;\"><p style=\"text-align: left;\"><a title=\"V\u00fddaje spojen\u00e9 se sjedn\u00e1n\u00edm hypote\u010dn\u00edho \u00fav\u011bru ve \u0160pan\u011blsku\" href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/hypoteky\/vydaje-spojene-se-sjednanim-hypotecniho-uveru-ve-spanelsku\/\">P\u0159edchoz\u00ed: V\u00fddaje spojen\u00e9 se sjedn\u00e1n\u00edm hypote\u010dn\u00edho \u00fav\u011bru ve \u0160pan\u011blsku<\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\" style=\"--awb-text-transform:none;\"><p style=\"text-align: left;\">Str\u00e1nka 4\/4<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\" style=\"--awb-text-transform:none;\"><p style=\"text-align: right;\">Str\u00e1nka: <a href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/hypoteky\/hypoteky-ve-spanelsku-ziskejte-uver-na-koupi-sve-nemovitosti\/\">1<\/a> <a href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/hypoteky\/doklady-potrebne-k-zadosti-o-hypoteku-ve-spanelsku\/\">2<\/a>\u00a0<a href=\"https:\/\/www.volawyers.com\/cs\/co-byste-meli-vedet\/hypoteky\/vydaje-spojene-se-sjednanim-hypotecniho-uveru-ve-spanelsku\/\">3<\/a>\u00a04<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":3746,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-3785","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/pages\/3785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/comments?post=3785"}],"version-history":[{"count":4,"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/pages\/3785\/revisions"}],"predecessor-version":[{"id":5647,"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/pages\/3785\/revisions\/5647"}],"up":[{"embeddable":true,"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/pages\/3746"}],"wp:attachment":[{"href":"https:\/\/www.volawyers.com\/cs\/wp-json\/wp\/v2\/media?parent=3785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}